Once you have a solid cost estimate for your new pool and youâve decided to finance it with a loan, the next step is to figure out your monthly paymentsâ¦
Installment loans are a great financial tool for people who want to make a large purchase and donât have the cash to do it. Unlike credit cards, which you might use to borrow revolving amounts and pay them back as you go, installment loans involve borrowing one single sum and repaying it over time in […]
The post Best Installment Loans of 2021 appeared first on The Simple Dollar.
A personal line of credit allows you to pull out funds when needed, up to your credit limit, which is different from a personal loan, which you borrow and pay back once.
The post The Best Personal Lines of Credit of 2021 appeared first on The Simple Dollar.
SoFi co-founder Mike Cagney’s latest digital mortgage operation Figure Lending closed on a $100 million funding facility from JPMorgan Chase this week.
The post Figure Lending lands $100M funding facility appeared first on HousingWire.
Sometimes you find yourself in a bad spot with a big bill hanging over your head. You need to scrape together some cash somehow to cover it, but where do you turn? Every year, 12 million Americans use payday loans to cover their cash flow conundrums. But payday loans just dig people deeper into the […]
The post The Best Payday Loan Alternatives of January 2021 appeared first on The Simple Dollar.
The growth in the online personal loans industry has made it easier than ever to apply for a loan online. Gone are the days where you had to make an appearance at a physical branch in order to get a loan, since you can now submit all relevant documentation by applying for a loan online. […]
The post Online or In-Person Loans: Whatâs Better? appeared first on The Simple Dollar.
Back in the day, if you needed a personal loan to start a business or finance a wedding you had to go through a bank. But in recent years, a new option has appeared andÂ transformed the lending industry. Peer-to-peer lending … Continue reading →
The post How to Start Investing in Peer-to-Peer Loans appeared first on SmartAsset Blog.
Co-signing your friend’s loan might seem like a nice thing to do. But it can put many things in your life at risk, including your finances, your credit score and even your friendship. While it’s possible to co-sign a friend’s … Continue reading →
The post Top 5 Reasons Why You Shouldn’t Co-Sign a Friend’s Loan appeared first on SmartAsset Blog.
Watching loved ones struggle with their personal finances is never fun, especially when you’re doing relatively well yourself. But before you rush to the aid of your mother, your brother or your favorite cousin, it’s a good idea to consider … Continue reading →
The post Should You Help a Family Member in Debt? appeared first on SmartAsset Blog.
Debt consolidation is one of the most effective ways to effectively manage debt. It can greatly improve your debt-to-income ratio and help you get back on your feet. You will have more money in your pocket and less debt to worry about, and while your options are a little more limited if you have bad […]
How to Get Debt Consolidation Loans When You Have Bad Credit is a post from Pocket Your Dollars.