Mortgage Tips Archives - Shay Gallo Home Construction

A Wall Street Journal report that claims Merrill Lynch used hedge fund dealings to delay subprime losses has hit the brokerage hard. The story claims Merrill Lynch has been trying to sell off as much as $5 billion in mortgage-related securities to hedge funds in recent weeks as a means to postpone write-downs. The story [&hellip

The post Merrill Lynch Slammed by Report It Delayed Mortgage Losses first appeared on The Truth About Mortgage.

Los Angeles Launches Mortgage Fraud Reporting Service

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| Mortgage Tips, Refinance, Renting

Los Angeles City Attorney Rocky Delgadillo this week launched a new website, FightingMortgageFraud.org, aimed at combating bogus foreclosure avoidance companies. âThis economic crisis has led to a spike in fraud that preys on homeownersâ rapidly dwindling dollars as they desperately search for a way to keep their homes,â Delgadillo said. âI believe it is our [&hellip

The post Los Angeles Launches Mortgage Fraud Reporting Service first appeared on The Truth About Mortgage.

Morgan Stanley Accused of Discriminatory Mortgage Lending

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| Mortgage Tips, Refinance, Renting

The National Community Reinvestment Coalition said Monday that it filed a civil rights complaint against Morgan Stanley and some of its subsidiaries, including Saxon Mortgage Inc. According to the advocacy group, Morgan Stanley and subsidiaries discriminated against minority borrowers seeking home financing through an illegal practice referred to as redlining. Redlining is defined as the [&hellip

The post Morgan Stanley Accused of Discriminatory Mortgage Lending first appeared on The Truth About Mortgage.

How Many Mortgage Quotes Should I Get?

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| Mortgage Tips, Refinance, Renting

Mortgage Q&A: âHow many mortgage quotes should I get?â When it comes to getting the best deal on your mortgage, you can never shop too much. Just like any other product you may comparison shop for, the more time you put in, the better deal youâll probably receive. Sure, itâs a pain in the you [&hellip

The post How Many Mortgage Quotes Should I Get? first appeared on The Truth About Mortgage.

5 Creative Ways to Fund Your Retirement Accounts

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| Mortgage Tips, Retirement

5 Creative Ways to Fund Your Retirement Accounts is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

The average American is not saving enough for retirement, and this can easily lead to financial stress and even a scarcity mindset. Life expectancy rates are increasing and many retirees are finding that they under-saved and are running out of money. There are creative ways out there to fund your retirement account. While retirement is a long time away for me and this may be the case for you as well, it’s important to contribute something for your financial future and aim to increase contributions each year. This can be challenging when you’re facing everyday expenses like housing and food

5 Creative Ways to Fund Your Retirement Accounts is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

6 Best Robo-Advisors to Begin Investing Online With

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| Investing, Mortgage Tips, Retirement

6 Best Robo-Advisors to Begin Investing Online With is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

When you begin to think about investing, all of the details can seem extremely daunting. And just this one fact alone is enough to keep a lot of people from even embarking upon the journey of investing. But, what if the initial investing journey could be much simpler? It actually can be. This is where robo-advisors come into play. In fact, it’s actually how I got started investing again after my divorce. I didn’t have the time or energy to try and figure everything out. Robo-advisors made it pain-free and had really low fees to boot. So, I’ve put together

6 Best Robo-Advisors to Begin Investing Online With is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

Why Everyone Over 30 Should Start Thinking About Life Insurance

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| Insurance, Life Insurance, Mortgage Tips

Why Everyone Over 30 Should Start Thinking About Life Insurance is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

I donât like to make generalizations too often, but I do feel that everyone over 30 should start thinking about the importance of life insurance. That is, if youâre 30 and over and donât have any life insurance. No one likes to think about their demise, but life insurance is an extraordinary product that can be used to reduce the financial burden you could leave behind for loved ones. Plus, different types of life insurance can even help you build wealth and diversify your assets. Here are 4 important reasons why everyone over 30 should start thinking about life insurance.

Why Everyone Over 30 Should Start Thinking About Life Insurance is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

3 of the Best Items to Buy During President’s Day Sales

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| Mortgage Tips

3 of the Best Items to Buy During President’s Day Sales is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

After the holidays there aren’t nearly as many good deals to be had. However, on top of white sales in January, the next biggest sale of the winter season is usually during President’s Day. In fact, there can be some pretty darn good discounts on some bigger ticket items. And more often than not, shopping for these items during this time of year will get you the deepest discounts. So, you should be ready ahead of time with your budget in order to have the cash on hand for these larger purchases. Mattresses While most of us don’t give a

3 of the Best Items to Buy During President’s Day Sales is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

Best Tips to Help You Find the Best Tax Filing Service

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| Mortgage Tips, Taxes

Best Tips to Help You Find the Best Tax Filing Service is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

Filing your own taxes no longer has to be a pain thanks to modern technology and programs that use accurate and automated systems. If you have a low tax liability, you don’t want to spend hundreds just on filing. Here’s how to find the best tax filing services.Â When the deadline for tax returns comes around each year, youâll want to be well prepared to click send on your files and consider another tax year done and dusted. Tax filing services can be a big help in walking you through the process and making the whole affair a lot easier.

Best Tips to Help You Find the Best Tax Filing Service is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

Some of the Most Delicious Edible Options for Valentineâs Day Under $10

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| Mortgage Tips

Some of the Most Delicious Edible Options for Valentineâs Day Under $10 is a post originally published on: Everything Finance – Everything Finance – Its all about Money!

It’s crazy to think that Valentine’s Day is almost here again. As much as our world has changed during the current COVID-19 pandemic, time still seems to fly just as fast. Even if we aren’t traveling and socializing as much. But, this pandemic doesn’t mean that we shouldn’t be able to celebrate our love with our partners. In fact, it should give us even more reason to celebrate how much our Valentine’s mean to us. But celebrating Valentine’s Day doesn’t have to mean spending an inordinate amount of money. And it shouldn’t this year due to the current economic state

Some of the Most Delicious Edible Options for Valentineâs Day Under $10 is a post originally published on: Everything Finance – Everything Finance – Its all about Money!